Monica Morales is an accomplished financial crime investigation and compliance professional with over 15 years of experience specializing in compliance advisory, financial crime investigations, and risk management. She began her career over 23 years ago within the financial services sector and has advised banks, fintechs, and money services businesses (MSBs) within a variety of industries: financial services, payments, crypto/blockchain, online gaming, cannabis, and other high-risk industries. Her career encompasses roles with leading financial institutions, such as Chase Bank, within the energy industry with BP, consulting firms such as Chartwell Compliance and Ankura Consulting, and public sector service with the Harris County District Attorney’s Office, Money Laundering Unit.

Most recently, Monica served as a Director within the Risk, Forensics, and Compliance practice at Ankura Consulting, where she was responsible for managing key client relationships, providing fractional CCO-level support, overseeing multidisciplinary project teams, and ensuring the successful delivery of complex compliance and investigative engagements.

Monica is also part of The Knoble’s Human Crime Specialist (HCS) Certification Curriculum Development team, working with industry leaders across both sectors, and facilitates program development and training as an instructor for the certification program.

Her leadership experience and comprehensive understanding of financial crime frameworks enable her to provide strategic guidance that bridges regulatory expectations with practical, results-oriented solutions while creating actionable intelligence that strengthens financial crime investigations.